Resources

What you need to know before buying a home

At West Coast Realty Group OC we’ve been helping people find their dream homes for two decades and we can help you. If you are a first time home buyer the Home Buying Institute has a wealth of information and home buying tips online, including the following:

5 Things to Do Before Buying Your First Home

10 Steps to Buying a House

Types of Mortgage Loans

How Much Can You Afford to Buy?

Buying a home is a huge investment. So it’s important to get started on the right foot. Here are some things you should do — and know — before taking the big plunge.

Financing Options

At West Coast Realty Group Orange County we work with partners to help our clients. Our partners at Arbor Financial Group and California Title Company have a wealth of information, including a comprehensive guide for first-time home buyers.

The Home Buying Institute also has an extensive library of practical information online, including:

How Long Does Mortgage Underwriting Take? After you apply for a home loan, your file will move on to the underwriting stage. This process can take anywhere from a few days up to several weeks, depending on these variables.  Read Article

The Mortgage APR Explained As a home buyer, you should understand the difference between the annual percentage rate (APR) and the “regular” interest rate. The APR shows the full cost of the loan, including fees and charges. The home buying tips in this article will help you keep it all straight. Read Article

How Much Can I Afford With an FHA Loan? The FHA loan program is very popular among home buyers. But there are some spending limits you need to know about. Loan limits and debt-to-income ratios are two examples. Read Article

Can I Negotiate for a Lower Mortgage Rate? Negotiating with a lender could work out to your advantage. For instance, if you shave a few basis points off your interest rate, it could save you thousands over the term of your loan. At the same time, you have to be realistic about your qualifications as a borrower. Read Article

Need help?

Contact us today and we can help you buy or sell your home.

debbie west hs

DEBBIE WEST

DRE#: 01854502

(949) 702-2162

debbiewest@cox.net